victoriayhul: October 2010

Wednesday, October 27, 2010

Making Money Quickly

Did Ubercab just crash and burn? Taxi and limo industry insiders in California today informed TechCrunch that the San Francisco Metro Transit Authority & the Public Utilities Commission of California have ordered the startup to cease and desist.

UPDATE: Since the orders arrived on October 20th, Ubercab has remained in service under threat of penalties including up to $5,000 fee per instance of Ubercab’s operation, and potentially 90 days in jail per each day the company remains in operation past the orders.

The company’s brand name and logo appear to be in metamorphosis; on its website and blog, Ubercab’s logo now reads simply “Uber,” and the company commented to its own Facebook community yesterday afternoon, “more uber than cab.”

Chief executive of Ubercab Ryan Graves told TechCrunch, “We are working with the agencies to figure out their exact concerns and make sure that we’re in compliance.” He wouldn’t comment beyond that, but pointed to the company’s official public statement posted on its blog today (October 24th):

UberCab Inc. has been issued a cease and desist order from the SF Metro Transit Authority & the Public Utilities Commission of California. While we are looking into the issues raised, we believe that the service we offer is in compliance with the cited regulations.

UberCab is a first to market, cutting edge transportation technology and it must be recognized that the regulations from both city and state regulatory bodies have not been written with these innovations in mind. As such, we are happy to help educate the regulatory bodies on this new generation of technology and work closely with both agencies to ensure compliance and keep our service available for our truly Uber users and their drivers.

Our commitment is to facilitate an improved transportation option that provides safe, reliable, and convenient travel. That will not change. We will continue full speed ahead with the mission of making San Francisco city a great place to live and travel.

Ubercab’s mobile apps let users request a car service to pick them up wherever they are right now, and let users pay for that car service with their phones. The startup takes a cut of the money made by drivers to generate revenue. Earlier this month, Ubercab closed a $1.25 million angel investment led by First Round.

The funding came despite the fact that the San Francisco taxi industry has been rumbling about whether Ubercab’s business is legal since September. A concerned driver brought the matter up at a Taxi Advisory Council meeting, reported The Phantom Cab Driver Phites Back blog.

One of the company’s investors and founders Travis Kalanick said on Sunday, “We’ve seen this before. New technology comes in and appears threatening to incumbent industries at first. At the end of the day, those industries see the benefit of that technology and ultimately find ways of using it in a productive manner, and embracing innovation.” Kalanick also founded the early p2p (peer to peer) search engine called Scour, which drew resistance from Hollywood executives who didn’t want their content distributed online in the 90s.

The incumbent taxi industry’s concerns about Ubercab include the following:

In contrast, Uber— nee Ubercab — often pitches itself not as a taxi service, but an app that helps ride seekers book a premium car and driver quickly and easily via mobile, and helps licensed limo drivers connect with clients.

More: UberCab Cease & Desist Means One Thing: They’re Onto Something

People don’t need reporting to realize the following FIVE things that will always happen in the world in general and America in particular:

1. Wars to drain the national treasury to a chosen few defense contractors and the politicians sponsored by them (Blackwater, Haliburton, Boeing, Raytheon, etc.)

2. Bailouts to Banks to keep them on top in society and the jackboot of crushing economic pain and suffering on the necks of everyone else (Goldman Sachs, AIG, BOA, Citi-Group)

3. “AUSTERITY MEASURES” meant to keep the masses poor and powerless and therefore subject to the whims of the powerful (Cat-Food Commission to cut Social Security, cuts in social services, cutting off of unemployment insurance to 99ers, defunding public education, raising fees for passports, state issued IDs, property taxes, etc.,)

4. Grotesque and inhuman military, law enforcement, and police state security measures to quell any sense of rebellion to the status quo set by the power elite (Spying, harassing, and raiding the homes of anti war protestors without probable cause, Patriot Act, Military Commissions Act, Enemy Combatants, Extraordinary Rendention by rogue CIA, Summary executions without charge or trial via Predator Drone Attacks, police brutality at the state and local level, barbaric, Roman Colisseum style gov’t and privately run American prisons, etc.,)

5. Distracting people from all of the above national plagues by stuffing their empty heads with garbage such as reality TV, Jerry Springer, celebrity gossip that has no bearing on American life at large, and feeding them the empty promises of riches and fame beyond their own limited imaginations if only they would continue to support the corrupt, rotten, and disgraceful political, economic and social systems put in place by the rich and powerful elites of this country that are oppressing the masses in the first place.

Need any more be said about “THIRD WORLD AMERICA”????????????

Juan Williams: Fox News Lets 'Black Guy With A Hispanic Name' Host ...

Juan Williams said Tuesday that he's still upset about his firing from NPR, and added that NPR does not understand the Fox News culture or audience. In an interview with Baltimore Sun columnist David Zurawik, Williams said he remains ...

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

FAIR Blog » Blog Archive » Juan Williams, Fox News Liberal

It's not totally clear what he means by that, but Williams does a pretty good job as a Fox News Liberal-- i.e., someone willing to attack left-liberal groups and leaders while doing very little to promote an actual left-leaning ...

bench craft company complaints
bench craft company complaints

Juan Williams: Fox News Lets 'Black Guy With A Hispanic Name' Host ...

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

FAIR Blog » Blog Archive » Juan Williams, Fox News Liberal

bench craft company complaints bench craft company complaints

UberCab Inc. has been issued a cease and desist order from the SF Metro Transit Authority & the Public Utilities Commission of California. While we are looking into the issues raised, we believe that the service we offer is in compliance with the cited regulations.

UberCab is a first to market, cutting edge transportation technology and it must be recognized that the regulations from both city and state regulatory bodies have not been written with these innovations in mind. As such, we are happy to help educate the regulatory bodies on this new generation of technology and work closely with both agencies to ensure compliance and keep our service available for our truly Uber users and their drivers.

Our commitment is to facilitate an improved transportation option that provides safe, reliable, and convenient travel. That will not change. We will continue full speed ahead with the mission of making San Francisco city a great place to live and travel.

The incumbent taxi industry’s concerns about Ubercab include the following:

More: UberCab Cease & Desist Means One Thing: They’re Onto Something

People don’t need reporting to realize the following FIVE things that will always happen in the world in general and America in particular:

1. Wars to drain the national treasury to a chosen few defense contractors and the politicians sponsored by them (Blackwater, Haliburton, Boeing, Raytheon, etc.)

2. Bailouts to Banks to keep them on top in society and the jackboot of crushing economic pain and suffering on the necks of everyone else (Goldman Sachs, AIG, BOA, Citi-Group)

Need any more be said about “THIRD WORLD AMERICA”????????????

bench craft company complaints

Juan Williams: Fox News Lets 'Black Guy With A Hispanic Name' Host ...

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

FAIR Blog » Blog Archive » Juan Williams, Fox News Liberal

bench craft company complaints bench craft company complaints

Juan Williams: Fox News Lets 'Black Guy With A Hispanic Name' Host ...

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

FAIR Blog » Blog Archive » Juan Williams, Fox News Liberal

bench craft company complaints bench craft company complaints

Juan Williams: Fox News Lets 'Black Guy With A Hispanic Name' Host ...

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

FAIR Blog » Blog Archive » Juan Williams, Fox News Liberal

bench craft company complaints bench craft company complaints

Tuesday, October 26, 2010

Making Money Through

We write on behalf of dedicated individuals who believe that a large number of America's most urgent problems can be solved by simply electing candidates on November 2 who have the guts to do one simple thing...

Commit to making America Energy Independent on clean, American energy by the end of this decade.

That's it.

A commitment to Clean Energy Independence will:

Create millions of new jobs, almost overnight

Create new industries and a new, vibrant economy where we actually make things again,

Stop the funding of foreign terrorists, prevent the ability of one dictator or one country to unilaterally choke off our energy supply and vastly increase America's National Security and Sovereignty

Create a sustainable planet for our children

Allow us to keep trillions of dollars circulating within the U.S.

Be a heroic investment in America and generate the largest return on any investment in the history of our country, ultimately supplying virtually free energy for the rest of our lives and our children's lives

Allow America to successfully compete with China and remain the world's #1 economic power into the 21st Century.

It's time!

This is not a partisan issue. It is an American issue and one that is critical for our very survival as a nation. Republican presidents Nixon, Reagan, Bush and Bush as well as Democratic presidents Carter, Clinton and Obama have, for over 40 years, warned us about our addiction to foreign oil, our pandering to dangerous dictators and regimes, the economic insanity of sending a billion dollars per day out of the country! In fact, way back in 1973 Richard Nixon created "Project Independence" and set a national goal for The United States to develop "the potential to meet our own energy needs without depending on any foreign energy sources" by 1980. It is embarrassing that we haven't reached that goal today, 30 years later, shameful that we haven't really even tried and more important now than ever before.

But, crippled and drunken on special interest money like a pathetic beggar with a bottle of whiskey and a tin cup, our Congress has failed to stand up to Big Oil and their lobbyists and make any significant progress to bring Energy Independence to America.

Accordingly, there is really only one issue in this election ... GUTS.

Does America have the guts to really -- no kidding -- create new jobs by investing in and building new infrastructure that will allow us to get off of foreign oil and become Clean Energy Independent?

Do we have the guts to think like Dwight Eisenhower or JFK? Can we be visionaries who plan beyond this fiscal quarter and build the modern day equivalent of a national highway system or a bold new space program, and create an energy system that can power America, on American Energy, through the rest of The 21st Century?

Do the 472 candidates we will vote for on November 2 have the courage to be real leaders?

We have come together to ask America to think beyond the lobbyists, the millions of dollars of special interest attack ads, the political bickering and also beyond party or political philosophy. American sovereignty is not a political or a partisan issue. Being held hostage to the whims of oil dictators half way around the world should never be an option for a country as ours. Sending at least $360 Billion out of the country every year for something we could produce here with American jobs is a travesty and spending an additional $50 Billion every year to send our young men and women in the military to protect those countries and supply routes that provide our addiction to foreign oil adds to the insanity.

We are better than that. We are The United States of America.

And yet we are slowly becoming a 2nd or even a 3rd world country, as Arianna Huffington writes, as our infrastructure crumbles and China, (while boldly employing 6 million of her people in new, clean energy technology jobs), heads towards their complete economic domination of this country, and the world, for the rest of The 21st Century.

Yes We Can manufacture and install solar panels and solar mirrors on our homes and in our vast deserts across this great land.

Yes We Can manufacture and install even more windmills that capture the great winds that sweep through our plains.

Yes We Can build a permanent infrastructure that utilizes Geothermal energy for cooling and heating our homes, energy efficiency technologies that lower the need for heating and cooling, tidal energy that taps the great forces of the oceans that kiss our shores, even more efficient internal combustion and a seismic move to electric cars including the conversion of all Government vehicles, conversion to LEDs, biodiesel and algae farms that can produce the liquid fuels of the future, piezoelectricity and smart grids that efficiently distribute power when and where it is needed and other amazing, creative solutions.

The technology is here. Now. We can certainly have conversations about more oil drilling and nuclear energy but these are not clean, are not renewable, are many years away from making us energy independent and are not our future or the future of the 21st Century.

If everyone who wanted America to become clean energy independent by the end of this decade went to the polls on November 2 and voted for candidates that would make this happen, it would happen. That's the beauty of Democracy. We have the power. WE the people elect EVERY one of the 435 members of The House of Representatives and a determinative number of United States Senators on November 2.

We stand together for this vision and, in collaboration with three great clean energy pioneers - The League of Conservation Voters, The Sierra Club and The National Wildlife Foundation Action Fund -- have compiled a bipartisan list of those candidates who these organizations believe have the guts to do what is necessary for a 21st Century America.

It's up to you. The media will hardly talk about this issue, but we must because we can become Energy Independent on clean, American energy by the end of this decade. Join us and Maroon 5, Jason Mraz, Rosario Dawson, Jason Alexander, Michelle Rodriguez, Peter Coyote, James Cromwell, Noah Wyle, Ed Begley, Valerie Harper, Brenda Strong, Rosanna Arquette, Felicity Huffman, Richard Belzer, Tate Donovan, Richard Schiff, Melissa Fitzgerald, Deidre Hall and foreign friends of the campaign, Sting, Trudie Styler and Graham Nash, in supporting the bipartisan clean energy candidates listed at www.EnergyIndependentCongress.US so we can, in THIS election, get off of foreign oil, put our people back to work and finally solve some of the deepest, most profound problems facing this great country!

Richard Greene is an attorney, political and communication strategist, author of the Prentice Hall coffee table book, "Words That Shook The World: 100 Years of Unforgettable Speeches and Events"

Marshall Herskovitz has helped shaped American culture with his Emmy Award winning television series, "30 Something" and many movies including "The Last Samurai" and "Dangerous Beauty". He is immediate past President of The Producer's Guild.

Paul Haggis is an Academy Award winning writer and director ("Crash", "Million Dollar Baby") and co-founder of Artists for Peace and Justice. Richard Greene is author of "Words That Shook The World: 100 Years of Unforgettable Speeches and Events" and ran for Congress on the Green Party, on this very issue, back in 1992. Richard@WordsThatShookTheWorld.com

"Two Large Cod and a Chainsaw.” If that sounds like a Monty Python still life, then welcome to the slightly surreal world of Episode 5, which featured, among other oddities, bodies swinging over a fjord, fish dragged up a hill, a medieval knight straight out of “The Seventh Seal” and, for good measure, a decapitated farm animal.

This last item formed a kind of Satan’s Passover for doctor Kat, whose attempts to eat a sheep’s head (as part of what the Land of the Midnight Sun likes to call “a traditional Christmas ritual”) ran up against three serious obstacles. 1) Kat hasn’t eaten meat in 22 years. 2) Her meal was staring at her the entire time. 3) The ghost of Bernard Herrmann was cranking up the accompanying music to “Psycho”-like distress levels. But Kat stayed cool. “Crunchy romaine lettuce,” she murmured in a trance of denial. “Calamari. Cucumbers.” Until at last she hit on the winning formula: “It tastes like money!”

Or at least victory. By dint of their gustatory valor, Kat and fellow doc Nat vaulted straight to the finish line, where presumably some vomit bucket was waiting just offscreen. Not so lucky were the beach-volleyball Amazons, who were eliminated just as I was beginning to tell them apart. While undeniably lovely, Katie and Rachel have remained stubbornly undeveloped as characters, and in this final outing they were reduced to uttering Lombardi-isms like “We don’t lose” and “This is not ‘Amazing Friend,’ it’s ‘Amazing Race,’ ” which served to only underscore how amazingly far behind they were.

You won’t find this, probably, in any contestant briefing, but “The Amazing Race” is really two races: one for bucks, one for hearts and minds. And it’s the latter competition that is most definitely heating up. Michael’s nutcracker mouth and fractured English grow more winning with each passing week. (When informed that one challenge would require “strength, stamina and guts,” he proudly cackled: “I don’t have none!”) Brook, with her verve and gumption, has accomplished the extraordinary feat of making me revisit my feelings about the Home Shopping Network. I didn’t even mind when she invoked dead relations to get Claire up that rope of doom. “Pray to your grandma!” shouted Brook. “She’ll get you through this. Just think of your grandma and how strong she was. She’d be encouraging you the whole way.” Personally, I think Grandma would be saying, “Why the hell are you dangling hundreds of feet over a Norwegian fjord?” but then again, the only thing my grandmother ever got dirty was her martini.

And now, please, a moment of celebration for Vicki the Tattooed Lady, who is quietly exposing boyfriend Nick for the sack of bluster he is. Despite “riding dirt bikes competitively” since he was 12, Nick was left gasping in Vicki’s wake as she pedaled toward the next clue. And this was just after she’d hoisted herself up and down a rappelling line with nary a whine or grimace. As Vicki herself explained: “I’m the one who has the guts in this relationship.” Testify, sister. And if you ever end up in a women’s penitentiary — as occasionally seems possible — the queenship of Cell Block H is yours for the taking.

— Louis Bayard

Photo: Nat and Kat faced with the Norwegian delicacy of a sheep's head. Credit: CBS.

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

Shep Smith's Fox News Contract Renewed

Shep Smith isn't leaving Fox News anytime soon. The face of the network's news division has signed a three-year contract extension with Fox News, Deadline.com's Nellie Andreeva reported Tuesday morning.

Arrowheadlines: Chiefs News 10/26 - Arrowhead Pride

Good morning! We have a full day of Kansas City Chiefs news. O-line love and praise for the running game and a shout out to DJ are ahead. There are also a few articles on the Buffalo offense and how productive they've been recently.

bench craft company complaints
bench craft company complaints

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

Shep Smith's Fox News Contract Renewed

Arrowheadlines: Chiefs News 10/26 - Arrowhead Pride

bench craft company complaints bench craft company complaints

Commit to making America Energy Independent on clean, American energy by the end of this decade.

That's it.

A commitment to Clean Energy Independence will:

Create millions of new jobs, almost overnight

Create new industries and a new, vibrant economy where we actually make things again,

Stop the funding of foreign terrorists, prevent the ability of one dictator or one country to unilaterally choke off our energy supply and vastly increase America's National Security and Sovereignty

Create a sustainable planet for our children

Allow us to keep trillions of dollars circulating within the U.S.

Be a heroic investment in America and generate the largest return on any investment in the history of our country, ultimately supplying virtually free energy for the rest of our lives and our children's lives

Allow America to successfully compete with China and remain the world's #1 economic power into the 21st Century.

It's time!

Accordingly, there is really only one issue in this election ... GUTS.

Does America have the guts to really -- no kidding -- create new jobs by investing in and building new infrastructure that will allow us to get off of foreign oil and become Clean Energy Independent?

Do the 472 candidates we will vote for on November 2 have the courage to be real leaders?

We are better than that. We are The United States of America.

Yes We Can manufacture and install solar panels and solar mirrors on our homes and in our vast deserts across this great land.

Yes We Can manufacture and install even more windmills that capture the great winds that sweep through our plains.

Richard Greene is an attorney, political and communication strategist, author of the Prentice Hall coffee table book, "Words That Shook The World: 100 Years of Unforgettable Speeches and Events"

— Louis Bayard

Photo: Nat and Kat faced with the Norwegian delicacy of a sheep's head. Credit: CBS.

bench craft company complaints

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

Shep Smith's Fox News Contract Renewed

Arrowheadlines: Chiefs News 10/26 - Arrowhead Pride

bench craft company complaints bench craft company complaints

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

Shep Smith's Fox News Contract Renewed

Arrowheadlines: Chiefs News 10/26 - Arrowhead Pride

bench craft company complaints bench craft company complaints

Google donates $5 million for news innovation to Knight Foundation ...

Google and news organizations have had a rocky time of it. To overdramatize the situation only slightly: Google insists that it cares about journalism as a.

Shep Smith's Fox News Contract Renewed

Arrowheadlines: Chiefs News 10/26 - Arrowhead Pride

bench craft company complaints bench craft company complaints

Friday, October 22, 2010

Making Money Job

When profits are down business owners tend to dwell on formulating the next big idea, a new marketing strategy, and, of course, on what they are doing wrong. But there are other areas that many people don’t think of exploring - or avoid all together. These are the emotional blocks to money, success and happiness.

Money, or the lack of, stimulates fear. Survival instincts are threatened and negative emotions that may have been stored deep inside will often surface, only to aggravate the situation and lessen the ability to succeed.

Let’s take a look at three areas that you can explore to free yourself of the emotional barriers that will keep you from the success and profits that you deserve.

Forgiveness – If you are an entrepreneur then you have most likely suffered your share of financial trauma. After all, entrepreneurs are risk takers and money is one of the first things we put at risk when we have an idea that we belief in. Money loss is a trauma that we tend to minimize because it’s “just money”. But financial security is an important value to nearly everyone because it dictates our ability to survive in this world. For men, who our ancestors labeled as the providers, financial security is often a very important core value. Therefore, losing money can affect them to the core and the guilt, shame and worry may remain embedded within them for a very long time.

It’s time to forgive yourself. Plain and simple; being an entrepreneur isn’t always a choice – it’s who you are. Taking risk is a part of the learning and the experience that takes you toward success. If that means that you “fail” from time to time, so be it. Releasing this emotion and pain is critical to your future success. Guilt and shame create a heavy burden, how can you let it go?

Consider some less conventional techniques like hypnosis or the emotional freedom techniques. Sometimes talking about it and rationalizing it isn’t enough. Take another risk and find a new way to let go so that you can let success into your life.

Feeling – If you can’t feel wealth, you won’t attract wealth. How much do you believe that you were born to achieve success? Can you close your eyes and feel, smell – truly experience wealth? This is something to practice on a daily basis. The more you believe it and experience it, the more your behavior and thinking will shift to allow for wealth. Begin with only 30-60 seconds of imagining your life of success. Create a snapshot of your successful future and practice stepping into the feeling of it. You might notice a swelling of the heart, the sensation of excitement and expectation, or a sense of overall peace. Hold this positive feeling in place and get used to it. Increase the time of your visualization as you become more adept at it. Before long you will begin to notice opportunities coming into your life or things may just begin falling into place for you. It’s a simple attitude adjustment that will make a difference.

Fearlessness – Fear has a paralyzing effect on our creativity and ability to act. If you are living in fear you are less likely to have a clear picture of your next action steps. You may find that procrastination and overwhelm are your daily companions and at the end of the day it seems nothing notable has been achieved. Sound familiar? It’s time to let go of the fear and step into your fearless state. I’m not suggesting that you become reckless, but that you find creative ways to rectify your situation and act from a collected, rational, and confident place.

If money is an issue you’ve probably run circles in your mind trying to think of solutions but haven’t acted on any of them. Is it time for a part time job? This doesn’t mean you are quitting your dream, just allowing it to become a bit more accessible. Do you have another skill that you can put to work while you build your business? Can you market to past customers to create a boost in sales? Think outside of the box and act on your solution.

Do you have a fear of success or failure? If you perceive that there are any negative consequences to success it's time to explore this limiting belief. Again, try something that may be considered “unconventional” to explore if these fears exist so that you can let them go. Ask someone who you see as successful what they’ve done to combat their fears – believe me, they’ve had them too! And try stepping out of the box to experience a different type of risk and reignite your energy. Is there something adventurous that you’ve always wanted to try but never have? What will “shake it up” a bit to unearth your courage and commitment to moving forward? How can you break the pattern and step into your fearless state?

These may sound like simple steps, but this type of change is a tall order. Surround yourself with support as you make create change; a coach, mentor and mastermind group are all a tremendous source of support and fresh ideas.

Have you found your way to a “Million Dollar Mindset?” Share your experience and tips with us here!

Suffice it to say, Hailey Glassman was unmoved by Jon Gosselin's apology yesterday, during which he Tweeted a long attempt to "clarify a few things."

In exclusive interview with Radar Online, the former girlfriend of the father of eight (who's now dating Ellen Ross) gives us her take on his comments.

Hailey Glassman said Jon's seemingly heartfelt apology to Kate and his children is nothing but a "negotiating tactic to gain sympathy from the public."

LOL WUT: Hailey can't believe Jon's latest nonsense.

"I am acutely aware of the mistakes I made ... and ashamed of choices I made," Jon Tweeted. "I have apologized to Kate, my family, and my friends."

Yeah. About that. Hailey claims Jon lied so much during their relationship that his "life coach" actually called her and told her to "accept his lying."

Otherwise, the coach posited, he'd never be capable of telling the truth.

"Jon Gosselin, oh Jon G, when are you going to learn, if you truly care STOP GOING TO THE MEDIA oh excuse me even worse TWITTER about your family," Hails responded, somewhat validly. "All I have to say about him is SAME OLD JON."

"He truly should get real help and not his 'life coach' who I know ... she even called my family and spoke to my parents about Jon to tell us to 'accept his lying and not get mad at him for it because he will then never tell the truth.'

"If she was such a great 'life coach' (lol at life coach) she would help Jon get real help so he can then be chemically balanced. He swoones her like he does all his naive girlfriends: a.k.a. I know me being one of them in the past."

"JUST GO AWAY, oh and 'lastly'- PAY ME MY MONEY JON."

Hailey then offers some life coaching advice of her own:

"Here Jon, even though you still have not paid me my $200,000 back yet, I consulted with an attorney and have another 2 years to sue you but since I'm such a good person I will give you free life coaching right now:

Get a job so you can rejoin society and stop living in your own little world off your ex wife and children's money. It's extremely unhealthy how you live Jon."
Stop making excuses for everything and always blaming others, take responsibility."
ACTIONS SPEAK LOUDER THEN WORDS, you can talk the talk all you want but if you consistently pull the same statements and kvetching, year after year obviously the world knows you are a liar and nothing that comes out of your mouth is true. If you told the world at this point the sky was blue people would probably go outside to make sure, because you have proven yourself a liar consistently, and throughout the 7 years I have known you, you have always been a liar.
IF YOU TELL THE TRUTH YOU NEVER HAVE TO REMEMBER WHAT YOU TOLD WHAT TO BECAUSE IT'S THE TRUTH SO IT SHOULD ALWAYS BE THE SAME.
Everything Happens For a Reason.

I hope you one day truly do seek the real treatment you and I know you need. The first step is admitting you have a problem and well you're a pathological liar so I can see how the first step would probably be hard for you.

I hope you get help. The only person hurting your children is you Jon."

Someone's not getting a holiday card this year, we're guessing ...

Fashion, sports and magic: Moscow expats talk news over booze - RT

New Moscow Mayor, Russian Fashion Week and the Spartak – Chelsea match were among the most heavily discussed news items this week among Moscow expats.

Colts News: COLTS NEWS

Austin Collie (thumb) and Antonio Johnson (knee) have undergone surgeries, the Colts announced Thursday.

BillBoard - Blogs - The Buffalo News

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

eric seiger eric seiger

Suffice it to say, Hailey Glassman was unmoved by Jon Gosselin's apology yesterday, during which he Tweeted a long attempt to "clarify a few things."

In exclusive interview with Radar Online, the former girlfriend of the father of eight (who's now dating Ellen Ross) gives us her take on his comments.

Hailey Glassman said Jon's seemingly heartfelt apology to Kate and his children is nothing but a "negotiating tactic to gain sympathy from the public."

LOL WUT: Hailey can't believe Jon's latest nonsense.

"I am acutely aware of the mistakes I made ... and ashamed of choices I made," Jon Tweeted. "I have apologized to Kate, my family, and my friends."

Yeah. About that. Hailey claims Jon lied so much during their relationship that his "life coach" actually called her and told her to "accept his lying."

Otherwise, the coach posited, he'd never be capable of telling the truth.

"JUST GO AWAY, oh and 'lastly'- PAY ME MY MONEY JON."

Hailey then offers some life coaching advice of her own:

Get a job so you can rejoin society and stop living in your own little world off your ex wife and children's money. It's extremely unhealthy how you live Jon."
Stop making excuses for everything and always blaming others, take responsibility."
ACTIONS SPEAK LOUDER THEN WORDS, you can talk the talk all you want but if you consistently pull the same statements and kvetching, year after year obviously the world knows you are a liar and nothing that comes out of your mouth is true. If you told the world at this point the sky was blue people would probably go outside to make sure, because you have proven yourself a liar consistently, and throughout the 7 years I have known you, you have always been a liar.
IF YOU TELL THE TRUTH YOU NEVER HAVE TO REMEMBER WHAT YOU TOLD WHAT TO BECAUSE IT'S THE TRUTH SO IT SHOULD ALWAYS BE THE SAME.
Everything Happens For a Reason.

I hope you get help. The only person hurting your children is you Jon."

Someone's not getting a holiday card this year, we're guessing ...

Fashion, sports and magic: Moscow expats talk news over booze - RT

New Moscow Mayor, Russian Fashion Week and the Spartak – Chelsea match were among the most heavily discussed news items this week among Moscow expats.

Colts News: COLTS NEWS

Austin Collie (thumb) and Antonio Johnson (knee) have undergone surgeries, the Colts announced Thursday.

BillBoard - Blogs - The Buffalo News

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

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Wednesday, October 20, 2010

budgeting personal finances

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Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

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Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

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Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

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Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

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Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

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Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

robert shumake twitter

Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

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Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

robert shumake twitter

If you have just moved out of your parents' shelter, are a college student ready to move out of his residence hall, or are a poor individual currently struggling with your finances, you are likely looking into cheap personal budgeting. If you are not, you should start immediately. Personal budgeting can give you an idea of how you spend your money and where you can save on expenses.

Personal budgeting needs to be as thorough as possible. Here are some items that college students and poor individuals need to remember when creating an economical personal budget. Please note that you will be responsible for figuring the costs for each of these attributes as prices vary across different marketplaces around the world.

Food & Water

You cannot survive without food and clean water. In this instance, water will be what you drink, and not the water bill. Obviously, this is the most important part of any estimate in your personal budgeting.

Loans

If you are a college student, you may have accumulated student loans. You may have also accumulated medical bills and credit card expenses. Figure out the monthly costs of all of your loans and debts in order to remain in satisfactory credit.

Automobile w/ Insurance & Gas

While it may not be a necessity due to your location and carpooling options, you must figure into your personal budgeting scheme the costs of your monthly car payment, oil expenses, and insurance fees. The oil expense estimate is the trickiest to accomplish. Figure out how many gallons of gasoline you use each month, divide that by your gas tanks mileage per gallon, and multiply that by the price per gallon. You may want to go higher on the price per gallon estimate to cover inflation.

Hygiene Care

Poor hygiene will lead to more expensive health problems. College students and the poor should consider laundry, haircuts, soap, shampoo, fragrances, dental care, shaving utensils, and shampoo as minimum requirements in the hygiene portion of personal budgeting.

Starter Home / Rental

Unless you are living in your automobile, a homeless shelter, or mooching off someone else, then this will be the dreaded expense. That is, unless you are one of those people that owns a Hummer while living in a trailer park. If you are, I question why you are looking into personal budgeting.

Water

In this instance, water is concerning your water bill. This should be a minor expense.

Electric/Heating

Unless you have been attacked by an E-Bomb, then electricity is crucial in your life. Almost everything depends on it. While you may be able to survive the scorching summers of the Southwest with no air condition, you are going to die an icicle if you go without heating in much of the North.

Broadband Internet

You may not consider internet a necessity. I had to live without internet at my residence for nearly eighteen months. Pure torture. As the world increases its reliance on technology, internet will tag along. You should look into a high speed provider because the only thing that may be worse than no internet is 56k. 56k...is...sl....ow...

Conclusion

These are things that everyone needs to account for in personal budgeting, whether it is college students or the poor. Of course, if you have other personal expenses you desire or need to pay for, than add that into your personal budgeting template.

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Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

robert shumake hall of shame

Photo of the Week: iPhone 3GS in Shanghai | iLounge News

iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.

Canon updates firmware for EOS 5D Mark II: Digital Photography Review

Small Business News: BlogWorld Wrap Up

BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.

Friday, October 15, 2010

how to manage personal finances

It cannot be shown that the NOAA OLE agents and the GCEL prosecutors proactively engage in expanding the AFF. Anecdotal evidence abounds of threats, coercions, extortion, and other hardball interrogation and collection techniques, but these are not evidence. Still, the IG found several anecdotes sufficiently credible to include in his January report. Watch the linked video of a fisherman testifying before a congressional subcommittee. This is sworn testimony, much stronger than a simple anecdote. Early in the tape, the fisherman tells of being grilled on his personal finances. As the tape goes on, the fisherman describes being fined some $27K and being threatened -- coerced -- with an increase to $125K if he insisted on going before the NOAA administrative judge. Further into his testimony, the fisherman relates an incident when he and one of his captains were offered full relief from a fine -- extortion -- if they would drop the dime on another target of the OLE.

'When I married Donna, I could get both hands around her waist,' said my husband's grandfather. Pointing at his full-figured wife, he boasted, 'Now look how much I got. That's what I call an investment!' — Katherine Eby, via Reader's Digest.com

In essence, that funny anecdote is right. Of course it doesn't sound very flattering to Katherine's grandmother-in-law, but that's exactly what investment is all about: making sure that your accounts and net worth grow bigger over time.

Investment is that exercise of putting money in a financial account, in your business, in a friend's business, or even in some other companies' business, for the pursuit of growing one's money. Investment is an effort to get one's money to "grow."

Investment works on the principle of "compounded interest." Interest that is added to your principal, or initial investment, itself gets to earn interest. So if you've initially invested $200, at the interest rate of 2.5%, at the maturity term of one month, you'll be earning $5 at the end of that month. If you renew the term of your money, your $205 will then earn $5.13 ($5.125) when another month is over. Certificates of deposit accounts or time deposits work exactly like this.

On the other hand, mutual funds work on the principle of snowballed profits. Mutual funds are as good as stocks and bonds, only you don't manage them yourself. Rather, trained financial experts are hired to manage your money. To invest in mutual funds, you can look into a broker that charges low commissions and check out their offerings.

Basic Tips For Investing In A Business

Investments could also mean those things you purchase or put money in, in order to further your business. Most people take additional studies in order to get the credentials needed to help them advance in their chosen careers. Other people invest in machinery, gadgets and equipment in order to make their lives easier. Then, most businesses invest in people which make up their workforce — their much-needed manpower.

Here are three informal rules of thumb by which you can measure your investments and purchases:

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News Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Mine Coverage Taxes BBC News Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.

White iPhone 4 delay due to mismatched Home buttons? | iLounge News

iLounge news discussing the White iPhone 4 delay due to mismatched Home buttons?. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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It cannot be shown that the NOAA OLE agents and the GCEL prosecutors proactively engage in expanding the AFF. Anecdotal evidence abounds of threats, coercions, extortion, and other hardball interrogation and collection techniques, but these are not evidence. Still, the IG found several anecdotes sufficiently credible to include in his January report. Watch the linked video of a fisherman testifying before a congressional subcommittee. This is sworn testimony, much stronger than a simple anecdote. Early in the tape, the fisherman tells of being grilled on his personal finances. As the tape goes on, the fisherman describes being fined some $27K and being threatened -- coerced -- with an increase to $125K if he insisted on going before the NOAA administrative judge. Further into his testimony, the fisherman relates an incident when he and one of his captains were offered full relief from a fine -- extortion -- if they would drop the dime on another target of the OLE.

'When I married Donna, I could get both hands around her waist,' said my husband's grandfather. Pointing at his full-figured wife, he boasted, 'Now look how much I got. That's what I call an investment!' — Katherine Eby, via Reader's Digest.com

Basic Tips For Investing In A Business

Here are three informal rules of thumb by which you can measure your investments and purchases:

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News Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Mine Coverage Taxes BBC News Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.

White iPhone 4 delay due to mismatched Home buttons? | iLounge News

iLounge news discussing the White iPhone 4 delay due to mismatched Home buttons?. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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benchcraft company portland or

News Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Mine Coverage Taxes BBC News Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.

White iPhone 4 delay due to mismatched Home buttons? | iLounge News

iLounge news discussing the White iPhone 4 delay due to mismatched Home buttons?. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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It cannot be shown that the NOAA OLE agents and the GCEL prosecutors proactively engage in expanding the AFF. Anecdotal evidence abounds of threats, coercions, extortion, and other hardball interrogation and collection techniques, but these are not evidence. Still, the IG found several anecdotes sufficiently credible to include in his January report. Watch the linked video of a fisherman testifying before a congressional subcommittee. This is sworn testimony, much stronger than a simple anecdote. Early in the tape, the fisherman tells of being grilled on his personal finances. As the tape goes on, the fisherman describes being fined some $27K and being threatened -- coerced -- with an increase to $125K if he insisted on going before the NOAA administrative judge. Further into his testimony, the fisherman relates an incident when he and one of his captains were offered full relief from a fine -- extortion -- if they would drop the dime on another target of the OLE.

'When I married Donna, I could get both hands around her waist,' said my husband's grandfather. Pointing at his full-figured wife, he boasted, 'Now look how much I got. That's what I call an investment!' — Katherine Eby, via Reader's Digest.com

Basic Tips For Investing In A Business

Here are three informal rules of thumb by which you can measure your investments and purchases:

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News Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Mine Coverage Taxes BBC News Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.

White iPhone 4 delay due to mismatched Home buttons? | iLounge News

iLounge news discussing the White iPhone 4 delay due to mismatched Home buttons?. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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benchcraft company portland or

News Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Mine Coverage Taxes BBC News Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.

White iPhone 4 delay due to mismatched Home buttons? | iLounge News

iLounge news discussing the White iPhone 4 delay due to mismatched Home buttons?. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

benchcraft company scam

News Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Mine Coverage Taxes BBC News Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.

White iPhone 4 delay due to mismatched Home buttons? | iLounge News

iLounge news discussing the White iPhone 4 delay due to mismatched Home buttons?. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

benchcraft company portland or

News Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Mine Coverage Taxes BBC News Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.

White iPhone 4 delay due to mismatched Home buttons? | iLounge News

iLounge news discussing the White iPhone 4 delay due to mismatched Home buttons?. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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benchcraft company portland or

News Corp. Could Buy Yahoo

It's possible Rupert Murdoch could buy Yahoo if AOL doesn't. His tech isn't cutting edge, but he does hate Google.

Mine Coverage Taxes BBC News Budget - NYTimes.com

The BBC will cut back on some of its coverage plans for the rest of the year because of the high cost of covering the mine rescue in Chile.

White iPhone 4 delay due to mismatched Home buttons? | iLounge News

iLounge news discussing the White iPhone 4 delay due to mismatched Home buttons?. Find more iPhone news from leading independent iPod, iPhone, and iPad site.

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Think about all the things you need to get done today. Now thing about all the things you'd like to accomplish today. Now think about all the things you've been meaning to do but haven't gotten around to. Now think about what you were supposed to do last week but just never got around to. That's probably a lot of things to do. How are you going to get it all done? You've already got stuff that absolutely must be done right now. How are you going to get all the should haves, would like to, and would be nice tos done? Sadly, more people are encouraged to budget their money and almost nobody is taught how to budget their time. Here's a quick guide on how you can make a to-do list that will fit your life and make you a more effective task completer and your days more productive.

1) List it all.
Write down absolutely every to-do you can think of. Write down absolutely everything that needs to be done or you would like to get done. You're not going to finish it all in one day so don't worry if your list looks horrendously long. This list should include personal goals that you would like to accomplish. Your personal goals should always be on your to-do list. Eventually as you start accomplishing and finishing things, this list will get shorter and shorter. Of course, you'll also be adding to this list as things come up that need to be done, but I'll show you how to handle that without any major disruptions in your life.

2) Due dates.
Create due-date categories for your to-do items. These categories should be something like, 'immediate', 'short-term', and 'long term'. Items in the immediate category should be items that are the most urgent or necessary things that you do everyday (like picking the kids up from school). Keep in mind that your immediate category items will probably change daily. Short-term items should be activities that can wait for a little while, but not too long. Short-term items should include items that can wait for a week to two or three weeks. Long-term items are things that you can put off for a while, a month or more. Be sure to constantly be looking at your categories and put a date on when something in the long-term becomes a short-term item. The same applies for when short-term items become immediate items. Be sure to categorize your personal goals as well. Just be careful that your goals don't go into "long-term" and stay there. You need to make time to achieve your goals, they should eventually be moved into short-term and then immediate as well. Keep in mind that the time limits for immediate, short-term, and long-term are suggestions. Your categories should fit your life. A short-term category for you might more appropriately encompass three to six months and long-term is anything longer than six-months. Make it fit your lifestyle.

3) Running activities.
These are activities that you can do while accomplishing other goals (like putting in a load of laundry, it runs while you shuttle the kids around) or activities that require consistent effort over an extended period of time (like losing weight, writing a book, staying organized, or managing your finances). These activities should always go in the immediate or short-term category, never in the long-term category. These are items that you need to make time to do, even if it's just once a week. This will keep you caught up and keep you from feeling overwhelmed. At the same time, you'll be making time for your personal goals. Running activities like laundry, staying organized, and managing your finances should go on your immediate list. These things need to be done continuously. Running activities like writing a book and losing weight should go in your short-term and long-term categories. As you'll see, your weekly schedule will include some of your short-term activities so you should be working on these activities at least once a week. You've also put due dates on when your short-term activities become immediate activities so this should help you maintain these running activities as well.

4) Scheduling.
After you've compiled your list of to-do items and arranged them into categories, you'll need to schedule them into your week and into your days. Start with a general schedule for the week. This list encompass all of your short-term items and maybe a couple items from your long term list. Don't feel like you have to put all the daily minutaie (like making lunch) on your weekly list. Next, make a to-do list for your day tomorrow. I recommend doing this right before bed so you can go to sleep with an easy mind knowing you've got a plan for tomorrow and you don't need to worry about it tonight. I suggest typing your to-do list up in a word processing program with easy to read numbering. This makes your list appear very neat and organized and boosts the feeling that you'll be able to accomplish them. In the morning re-evaluate your list and see if anything needs to be altered. Arrange your to-do list items in the order that you want to accomplish them. Your immediate items should come first, followed by your short-term items, and finally your long-term items. I suggest scheduling your time into fifteen minute increments. Give yourself more than enough time for each activity. That way you'll finish your activities early and you'll have some free time and a feeling of accomplishment. It also puts in some wiggle room if an activity takes longer than you anticipated.

When you make your list you can choose to print it out or you can leave it on your computer. If you are always on the go, it might make sense to print it out. On the other hand, if you work out of your home, or have constant access to a PDA keeping in the word processor might not be a problem. As you accomplish tasks mark them out with a highlighter. Most people scratch out their completed to-do items, but here is why you should highlight instead of scratching out. When you scratch out an item, it's easier to forget what you've accomplished when all you can see is what you haven't done yet. When you highlight, it's still very obvious what you need to do, but you can see much more easily what you have already accomplished. Don't forget to mark off items you complete from your weekly to-do list.

When you do your scheduling, be sure to factor in meal times and some personal time. That personal time could be in the morning while you eat your breakfast and read the morning paper or it could be a mid-afternoon break to get your second wind. Just be sure to allot some time for you. This will help you keep going the rest of the day.

* * * * * * * * * * * *

That's a lot of information to take in. Here's an example of what a weekly and a daily schedule might look like. Keep in mind that your schedule and the activities on it may be vastly different from what is given here. The example I'm going to give is that of a stay-at-home mom or dad who also runs a business out of their home. This example is for form only. You should tailor your schedule to fit your daily content.

Weekly:
1) Buy groceries.
2) Balance business ledger.
3) Schedule next months' business meeting.
4) Clean house.
5) Lose weight.
6) Write book.
7) Find a new marketing technique.
8) Go to Sammy's baseball game.
9) Finish PTA duties.
10) Take dog to vet.

Daily:
1) Wake-up 5:30 am
2) Go running 5:30 - 6:00 am
3) Shower and get ready 6:00- 6:30 am
4) Wake up kids and get ready for school 6:30 - 7:30 am
5) Pack lunches. 7:00 am
6) Leave for school. 7:30 am
7) Return from dropping kids off. 8:30 am
8) Put in a load of laundry. 8:45 am
9) Breakfast. 9:00- 10:30 am
10) Tidy living room and office. 10:30 - 11:00 am
11) Balance June and July in ledger. 11:00 - 12:30 pm
12) Lunch. 12:30 - 1:00 pm
13) Switch out laundry. 1:00 pm
14) Work. 1:15 - 3:30 pm
15) Run errands (groceries, dry cleaning, post office) 3:30 - 5:00 pm
16) Pick up kids from daycare. 5:15 pm
17) Cook dinner. 6:30 pm
18) Help kids with homework. 8:00 - 9:00 pm
19) Miscellaneous tasks. 9:00 - 10:30 pm
20) Bedtime. 10:30 pm

Now, this schedule may not fit you at all, but you can see the from. All the hours are portioned out with plenty of time for each task. The daily list for this person didn't include all of their weekly tasks, but they still have six more days. Modify your to-do list and schedule to fit your needs and lifestyle. With these tools, you are on your way to being a productive person and making your days slightly less chaotic.

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