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Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
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Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
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Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
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Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
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robert shumake detroit
Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
robert shumake detroit
Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
robert shumake twitter
Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
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Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
robert shumake twitter
If you have just moved out of your parents' shelter, are a college student ready to move out of his residence hall, or are a poor individual currently struggling with your finances, you are likely looking into cheap personal budgeting. If you are not, you should start immediately. Personal budgeting can give you an idea of how you spend your money and where you can save on expenses.
Personal budgeting needs to be as thorough as possible. Here are some items that college students and poor individuals need to remember when creating an economical personal budget. Please note that you will be responsible for figuring the costs for each of these attributes as prices vary across different marketplaces around the world.
Food & Water
You cannot survive without food and clean water. In this instance, water will be what you drink, and not the water bill. Obviously, this is the most important part of any estimate in your personal budgeting.
Loans
If you are a college student, you may have accumulated student loans. You may have also accumulated medical bills and credit card expenses. Figure out the monthly costs of all of your loans and debts in order to remain in satisfactory credit.
Automobile w/ Insurance & Gas
While it may not be a necessity due to your location and carpooling options, you must figure into your personal budgeting scheme the costs of your monthly car payment, oil expenses, and insurance fees. The oil expense estimate is the trickiest to accomplish. Figure out how many gallons of gasoline you use each month, divide that by your gas tanks mileage per gallon, and multiply that by the price per gallon. You may want to go higher on the price per gallon estimate to cover inflation.
Hygiene Care
Poor hygiene will lead to more expensive health problems. College students and the poor should consider laundry, haircuts, soap, shampoo, fragrances, dental care, shaving utensils, and shampoo as minimum requirements in the hygiene portion of personal budgeting.
Starter Home / Rental
Unless you are living in your automobile, a homeless shelter, or mooching off someone else, then this will be the dreaded expense. That is, unless you are one of those people that owns a Hummer while living in a trailer park. If you are, I question why you are looking into personal budgeting.
Water
In this instance, water is concerning your water bill. This should be a minor expense.
Electric/Heating
Unless you have been attacked by an E-Bomb, then electricity is crucial in your life. Almost everything depends on it. While you may be able to survive the scorching summers of the Southwest with no air condition, you are going to die an icicle if you go without heating in much of the North.
Broadband Internet
You may not consider internet a necessity. I had to live without internet at my residence for nearly eighteen months. Pure torture. As the world increases its reliance on technology, internet will tag along. You should look into a high speed provider because the only thing that may be worse than no internet is 56k. 56k...is...sl....ow...
Conclusion
These are things that everyone needs to account for in personal budgeting, whether it is college students or the poor. Of course, if you have other personal expenses you desire or need to pay for, than add that into your personal budgeting template.
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Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
robert shumake hall of shame
Photo of the Week: iPhone 3GS in Shanghai | iLounge <b>News</b>
iLounge news discussing the Photo of the Week: iPhone 3GS in Shanghai. Find more Site News news from leading independent iPod, iPhone, and iPad site.
Canon updates firmware for EOS 5D Mark II: Digital Photography Review
Canon updates firmware for EOS 5D Mark II: Canon has released a bug-fixing firmware update for its EOS 5D Mark II full-frame DSLR. Firmware v2.0.8 addresses specific issues with video recording, live-view and flash settings.
Small Business <b>News</b>: BlogWorld Wrap Up
BlogWorld 2010 has come and gone with more than a few new revelations imperative to the small business community. This post will feature as kind of a wrap up of.
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